What the "Rich" own vs. the "Poor"...
Fantastic graphic showing very simply the "magic formula" of becoming rich(er):
Want to be in the poorest 80% of the Western world? Put most of your money into your house and borrow money to fund a lifestyle (cars, holidays etc.)
Want to be in the richest 20%? Start your own business and spend money on investments (stocks / shares / bonds etc.). Keep borrowing to a minimum.